Dairy & Livestock Insurance

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Providing added protection to Wisconsin dairy and livestock producers.

Badgerland Financial offers three unique insurance products to help farmers manage their risk.                    

Livestock Gross Margin Dairy Insurance, also known as LGM Dairy, provides protection against the risk of fluctuating milk and feed costs by insuring a revenue floor. The policy uses futures prices for corn, soybean meal and milk to determine expected and actual gross margin—the market value of milk minus feed costs. LGM Dairy is a USDA federally regulated program through the Risk Management Agency. LGM Dairy can be tailored to fit different dairy operations.

  • A Closer Look: LGM vs. DMPP (click to view more)
    The centerpiece of the Dairy Title of the 2014 Farm Bill is the new Dairy Margin Protection Program.
    It is intended to protect farmers if the margin falls below their elected coverage level. Dairy Livestock
    Gross Margin insurance will still be available and remains a good option to protect against the loss of
    gross margin. Badgerland Financial encourages farmers to understand your options before making a long-term commitment.

Livestock Gross Margin Insurance, or LGM, protects against loss of gross margin—the market value of finished livestock minus feeder cattle and feed/corn costs during the insurance period. Livestock insurance coverage is available for cattle and swine finishing operations.

Livestock Risk Protection (LRP) protects against declining market prices without restricting profit potential. Coverage is available for producers of feeder cattle, fed cattle, swine and lamb.

Our specialists are ready to help you take advantage of these critical business programs to help ensure a good year—and a prosperous future. Call us or email today.

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